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Charlotte Tax Attorney

Mecklenburg County Tax Lawyer

Tax Lawyer Serving Mecklenburg County & All of North Carolina

I am Attorney Rashad Blossom. If you reside in the Charlotte metropolitan area, are struggling with tax debt issues, and are considering filing for bankruptcy, call me. I understand the frustration and worry you are going through, because I have been in your shoes. My mother was a schoolteacher, and my father worked at a tire factory. They worked very hard, yet our family often struggled to make ends meet. It was not because of poor choices — it was because the financial credit system in the United States is tilted uphill against individuals and families.

If you need a fresh start, let's begin by sitting down and discussing your circumstances. From my office in Charlotte, I represent individuals and families in consumer bankruptcy matters in communities throughout Mecklenburg County and the surrounding counties.

To discuss your situation and to schedule a consultation with a Charlotte tax attorney, call 704-256-7766 or use our secure online form to get in touch. Hablamos Español.

Dealing With Creditors or the IRS? I Have Your Back.

I have helped clients in Charlotte, Mecklenburg County, and the surrounding areas for years with their tax issues. Dealing with the IRS can be stressful and fear-inducing. When faced with tax issues, many people believe that they are at the mercy of the IRS and are unaware of the benefits a tax lawyer can provide. I know how scary it can be to face an overwhelming tax debt, but it is important to remember that you do have options.

I can help you with the following tax matters:

  • Back taxes
  • Tax debt
  • Installment agreements
  • Penalty abatement petitions
  • Negotiations of tax settlements
  • IRS summons
  • Tax liens and levies
  • Wage garnishment

Call 704-256-7766 for a free consultation with a tax debt lawyer in Charlotte at Blossom Law PLLC. We are backed by 10+ years of experience, and we offer our services in English and Spanish.

What Is an Installment Agreement?

An installment agreement allows individuals to pay taxes over a period of time. It allows them to avoid wage garnishments, tax levies, or other methods of collection. Although installment agreements do not get rid of penalties and interest, they can make your monthly payments more affordable.

There are four types of installment agreements:

  • Guaranteed Installment Agreement
  • Streamlined Installment Agreement
  • Partial Payments Installment Agreement
  • Non-streamlined Payment Installment Agreement

For experienced guidance with this tax debt solution, reach out to our tax attorney in Charlotte, NC at Blossom Law PLLC.

What Is a Tax Lien?

A tax lien is a claim against the property of an individual or business that fails to pay its taxes. For example, if a person who owns a house in Charlotte fails to pay their taxes, then the city of Charlotte has the authority to place a lien on the property. If a lien has been placed against your assets, contact a Charlotte, NC tax lawyer near you today.

Does Bankruptcy Clear Tax Debt?

Filing for bankruptcy may be able to clear some tax debt, but not all of it. If you are looking to clear tax debt, your best option may be Chapter 7; however, this only works if your tax debt qualifies for discharge and you are eligible for Chapter 7.

Before you can clear tax debt, you must meet these requirements:

  • The taxes to be cleared are income taxes.
  • You did not commit fraud or tax evasion on purpose.
  • The tax debt is at least 3 years old.
  • You have filed a current tax return.
  • You pass the "240-Day Rule" -- this means that the IRS assessed your income tax debt at least 240 days before you file bankruptcy or not.

There may be additional requirements, so reach out to an experienced Charlotte tax debt attorney near you like Attorney Blossom.

Does Bankruptcy Clear State Tax Debt?

Depending on what type of tax debt you owe, your state tax debts may be cleared or discharged via bankruptcy.

It also depends on:

  • When the taxes came due
  • When you filed your return
  • When the taxing agency assessed the tax

State taxes that cannot be cleared via bankruptcy include:

  • Fraudulently reported income, sales, payroll, and other taxes related to business
  • Income taxes that are less than 3 years old
  • Income taxes on a return that was filed less than 2 years before filing for bankruptcy

Filing For Bankruptcy May Be an Option

Imagine what your life would be like if you could wake up in the morning free from collection calls, free from worries about losing your house, and free from debt. It is not just a dream! Over 200 years ago, the founders of this country realized that America is about fresh starts. Bankruptcy laws were passed to give everyone the opportunity to start over in their financial lives. Bankruptcy is not a sign of failure. It is the means to start protecting your family's financial future.

There are two types of bankruptcy for an individual:

  • Chapter 7: You can eliminate all or most credit card debt, medical bills, tax arrears, and other consumer debt. In most cases, you can keep your house and the family car. Not all types of debt can be eliminated, and there are some restrictions about who qualifies.
  • Chapter 13: This type of bankruptcy is available to everyone. You can save a substantial amount of money by consolidating all of your debt into a convenient three to five-year repayment plan supervised by the court. Your total monthly debt payments are typically reduced, and you can include every type of debt that may not be eliminated under Chapter 7.

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Contact us at 704-256-7766 for an appointment to discuss your tax matter. Zoom and FaceTime consultations are available upon request. Our services are available in English & Spanish. Reach out to a Charlotte tax lawyer today.

Blossom Law PLLC is a debt relief agency. The firm helps people file for bankruptcy relief under the U.S. Bankruptcy Code.

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