I Share Your Values, Experiences & Goals Experienced & Dedicated Bankruptcy Lawyer

Chapter 7 Bankruptcy Attorney in Charlotte

Proudly Serving Mecklenburg County & All of North Carolina

What would your life be like if you could just start over from debt? Chapter 7 of the U.S. Bankruptcy Code allows individuals and families to completely eliminate all or most of their consumer debt and get the fresh start they need. I am Charlotte chapter 7 bankruptcy lawyer Rashad Blossom. After years of working for larger law firms, I opened Blossom Law PLLC because I wanted to help people get a fair shake in life. I was raised in a blue-collar, middle-class family by parents who struggled to make ends meet. It seemed that juggling finances to pay the mortgage, car payment, the electric bill, or buying groceries every month was part of our daily lives. Sound too familiar? Let’s talk. From offices in Charlotte, I represent individuals and families in communities throughout Mecklenburg County and the surrounding counties.

Call (704) 271-9078 to schedule your free consultation with an experienced Charlotte Chapter 7 bankruptcy lawyer today.

What Debt Can Be Discharged?

Chapter 7 allows you to eliminate most credit card debt, medical bills, other consumer debt, and even small business debt if you meet certain qualifying criteria. The good news is that most people do qualify. You can even eliminate federal and state tax debt after certain conditions for repayment have been met. Most people are even able to keep their house and the family car, if they agree to reaffirm the debt and continue to make timely payments.

What if You Don’t Qualify?

In order to qualify to eliminate your debt through Chapter 7, your debt-to-income ratio must meet certain criteria. If the calculation determines that you should be able to meet your debt obligations, you will qualify for Chapter 13 bankruptcy to restructure your debt. During your initial free bankruptcy consultation, I will explain the new bankruptcy laws and help you determine whether Chapter 7 or Chapter 13 is your best option.

Make the Collections Calls Stop

When you retain me as your bankruptcy attorney, you can immediately put an end to all collection calls and legal actions your creditors have started against you. This includes protecting yourself from home foreclosure or auto repossession. You can tell the bill collectors to call your lawyer!

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Call an Experienced Lawyer Serving Charlotte, Mecklenburg County & the Surrounding Counties

For bankruptcy services, I offer reasonable fees based on a fair retainer and honest billing policies. I am available for consultations from 8:30 a.m. to 5 p.m. on weekdays, but weekend and evening appointments can be available based on special arrangements. I also offer consultations via FaceTime and Skype. and legal services for Spanish speakers.

Call me at (704) 271-9078 or use my firm’s online contact form to explain your legal needs and request a return call. Se habla español.

Blossom Law PLLC is a debt relief agency. The firm helps people file for bankruptcy relief under the U.S. Bankruptcy Code.

Image of happy debt free couple with young child

Hear Our Clients' Stories

  • “Rashad was very thorough in handling my bankruptcy. He was very informative in handling my case.”


  • “Great Attorney”

    David H

  • “My on boarding experience was excellent resulting in a very comprehensive review.”


  • “The firm remained responsive as issues arose and always returned calls promptly. I sincerely recommend the firm for anyone facing this type of decision.”


  • “Empathic and professional”


  • “Blossom Law 5?????!!!!!”


  • “He responds to emails in a timely manner (day or night) and his fees are reasonable. He sends me any questions or communications from the Trustee or court as soon as he receives it. I really appreciate someone who works with you. ”


  • “He worked with me every step of the way and continued to check in on me throughout the process. He made the whole thing painless and easy.”


  • “He answered all my with questions and eased my concerns. I never had to leave him messages and wait for a long time to hear from him. He was timely and genuinely concerned.”


  • “He took care of everything, and I now have no more tax debt. He was the best to deal with!! Thank you, Mr. Blossom!!”


  • “Thank you Blossom Law”

    Ms. J